Major Rating Factors:
Good quality investment portfolio (6.6 on a scale of 0 to 10) containing junk bond exposure equal to 73.7% of capital. Good overall results on stability tests (5.4). Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Fair profitability index (4.3) with operating gains in each of the last five years. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
ID
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
GEMSTONE HOLDINGS INC
Investment Rating
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Company Address
3000 East Pine Avenue
Meridian, ID 83642
Meridian, ID 83642
Phone Number
(208) 345-4550
NAIC Number
60095
Website
Largest Affiliates