Major Rating Factors:
Fair overall results on stability tests (3.4 on a scale of 0 to 10) based on fair risk diversification due to the company's size. Good overall profitability index (5.5) with operating gains in each of the last five years. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.1) containing small junk bond exposure.
Principal Lines of Business:
--
Licensed in:
AL, AZ, DE, GA, IA, IL, IN, MI, MO, MS, MT, NC, ND, NE, NM, OH, WI, WV
Principal Enrollment Breakdown:
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
560 Kirts Boulevard
Troy, MI 48084
Troy, MI 48084
Phone Number
(248) 583-7123
NAIC Number
66753
Website
Largest Affiliates
No affiliate information available.