C
WMI Mutual Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10) based on fair risk diversification due to the company's size, a decline in the number of member physicians during 2023. Weak profitability index (1.5) with modest operating losses during 2020, 2022 and 2023. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (8.2) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: AZ, ID, MT, NM, NV, UT, WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
255
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
4393 South Riverboat Road
Taylorsville, UT 84123
Phone Number
(801) 263-8000
NAIC Number
68420
Largest Affiliates
No affiliate information available.