Major Rating Factors: Strong capitalization (9.1 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (7.9). Excellent liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall profitability index (6.9).
Principal Lines of Business: Medicaid (97.0%), comp med (3.0%)
Licensed in: All states except AK, CA, CT, HI, MA, MN, NY, VT, PR
Principal Enrollment Breakdown: HMO (100.0%)