All Savers Life Ins Co of CA
Major Rating Factors:
Fair profitability index (4.4 on a scale of 0 to 10) with operating losses during 2022. Return on equity has been low, averaging 1.3% over the last five years. Fair overall results on stability tests (3.7) based on a decline in the number of member physicians during 2023, an excessive 81% enrollment growth during the period. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (9.1) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
CA, IL
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
7440 Woodland Drive
Indianapolis, IN 46278
Indianapolis, IN 46278
Phone Number
(317) 715-7056
NAIC Number
73130
Website
Largest Affiliates