Major Rating Factors: Excellent profitability (7.7 on a scale of 0 to 10). Strong capitalization (8.1) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (7.5).
Other Rating Factors: Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (81.7%), other (10.7%), comp med (3.8%), dental (1.7%), med supp (1.6%), vision (0.4%), FEHB (0.2%)
Licensed in: All states except NY, PR
Principal Enrollment Breakdown: Other (74.4%), PPO (22.3%), POS (3.4%)