Major Rating Factors: Excellent profitability (7.3 on a scale of 0 to 10). Strong capitalization (8.0) based on excellent current risk-adjusted capital (severe loss scenario). Good quality investment portfolio (6.7).
Other Rating Factors: Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (83.4%), other (9.6%), comp med (3.1%), dental (1.7%), med supp (1.6%), vision (0.5%), FEHB (0.2%)
Licensed in: All states except NY, PR
Principal Enrollment Breakdown: Other (74.0%), PPO (23.1%), POS (2.9%)