C
Missouri Valley L&H Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 74.8 million in losses in the last four years. Average return on equity over the last five years has been poor at -15.0%. Good overall results on stability tests (6.8) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent capitalization (7.4) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2018. Excellent quality investment portfolio (9.6) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: KS, MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross and Blue Shield of Kansas City
Investment Rating
--
Company Address
2301 Main Street
Kansas City, MO 64108
Phone Number
(816) 395-3355
NAIC Number
76040
Largest Affiliates
C
Kansas City, MO - Health
C
Kansas City, MO - Health
D
Kansas City, MO - Health