Clear Spring Health Ins Co
Major Rating Factors:
Weak profitability index (0.6 on a scale of 0 to 10) with 93.9 million in losses in the last five years. Average return on equity has been poor at -77.5%. Weak liquidity (0.0) as a spike in claims may stretch capacity. Fair overall results on stability tests (3.0) based on rapid premium growth over the last five years. Rating is significantly influenced by the acceptable financial results of DLICM LLC.
Other Rating Factors:
Excellent capitalization index (8.4) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.9) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business:
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Licensed in:
All states except ME, NY
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
DLICM LLC
Investment Rating
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Company Address
250 South Northwest Highway
Park Ridge, IL 60068
Park Ridge, IL 60068
Phone Number
(224) 332-2395
NAIC Number
78301
Website
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