C
Omaha Health Ins Co
OmahaNE
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (3.0 on a scale of 0 to 10) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Weak profitability index (0.5) with operating losses during 2018, 2019, 2020 and 2022. Average return on equity over the last five years has been poor at -55.8%. Weak overall results on stability tests (1.2) based on rapid enrollment growth during the past five years. Rating is significantly influenced by the strong financial results of Mutual of Omaha Ins Co.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: All states except NY, also licensed in VI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
82
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
Mutual of Omaha Ins Co
Investment Rating
--
Company Address
3300 Mutual of Omaha Plaza
Omaha, NE 68175
Phone Number
(402) 342-7600
NAIC Number
88080
Website
--
Largest Affiliates
U
Omaha, NE - Health
U
Omaha, NE - Health