C
First Health L&H Ins Co
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
5.52
Risk Adjusted
Capital Ratio #2
4.60
Total
Assets
202.80M
Capital
33.79M
Health
Premiums
122.15M
Net
Income
-1.25M
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Weiss Ratings First Health L&H Ins Co
Downers Grove, IL 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index 9.09
Liquidity Index 8.81
Profitability Index 4.55
Reserve Adequacy Index --
Stability Index 3.16
Company Info First Health L&H Ins Co
Downers Grove, IL 		Click to
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Industry Health
NAIC Number 90328
Phone Number (630) 737-7900
Website member.cvty.com/memberPortalWeb/appmanager/memberPortal/member
Address 3200 Highland Avenue Downers Grove, IL 60515
Balance Sheet First Health L&H Ins Co
Downers Grove, IL 		Click to
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Total Assets 202.80M
Capital and Reserves First Health L&H Ins Co
Downers Grove, IL 		Click to
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Risk-Adjusted Capital Ratio #1 5.52
Risk-Adjusted Capital Ratio #2 4.60
1-Year Reserve Development --
2-Year Reserve Development --
Capital 33.79M
Premium to Surplus --
Reserves to Surplus --
Investments First Health L&H Ins Co
Downers Grove, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios First Health L&H Ins Co
Downers Grove, IL 		Click to
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Medical Loss Ratio 80.25%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical First Health L&H Ins Co
Downers Grove, IL 		Click to
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Bonus Pay 796.00
Capitation Pay 91.00
Contractual Pay 104.51K
Enrollment 18.72K
Fee For Service 7.03K
Medical Expense Per Member Per Month $432.00
Network Physicians 42.66K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 294.79K
Total Patient Encounters-Non-Physician 289.47K
Profitability First Health L&H Ins Co
Downers Grove, IL 		Click to
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Net Income -1.25M
Net Premium 122.15M
Health Premium 122.15M