Major Rating Factors:
Good overall profitability index (6.6 on a scale of 0 to 10) with operating gains in each of the last five years. Good overall results on stability tests (5.5). Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall capitalization (8.7) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
All states except MA, NY
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
2020 Innovation Court
De Pere, WI 54115
De Pere, WI 54115
Phone Number
(800) 232-5432
NAIC Number
97179
Website
Largest Affiliates