D
US Health & Life Ins Co
Troy,  MI
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.31
Risk Adjusted
Capital Ratio #2
1.09
Total
Assets
215.93M
Capital
30.02M
Health
Premiums
173.23M
Net
Income
-70.13M
My Lists My Alerts
Weiss Ratings US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 6.94
Investment Safety Index 9.90
Liquidity Index 7.34
Profitability Index 0.90
Reserve Adequacy Index --
Stability Index 2.90
Company Info US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry Health
NAIC Number 97772
Phone Number (586) 693-4300
Website ushealthandlife.com
Address 800 Tower Drive Troy, MI 48098
Balance Sheet US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 215.93M
Capital and Reserves US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.31
Risk-Adjusted Capital Ratio #2 1.09
1-Year Reserve Development --
2-Year Reserve Development --
Capital 30.02M
Premium to Surplus --
Reserves to Surplus --
Investments US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio 114.75%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay 0.00
Capitation Pay 0.00
Contractual Pay 173.48K
Enrollment 51.96K
Fee For Service 0.00
Medical Expense Per Member Per Month $357.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 401.34K
Total Patient Encounters-Non-Physician 232.10K
Profitability US Health & Life Ins Co
Troy, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -70.13M
Net Premium 173.28M
Health Premium 173.23M