Major Rating Factors: Good overall results on stability tests (5.2 on a scale of 0 to 10). Stability strengths include excellent operational trends and good risk diversification. Fair profitability (4.3) with operating losses during the first nine months of 2022. Return on equity has been low, averaging 0.6%. Low quality investment portfolio (1.7).
Other Rating Factors: Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario). Excellent liquidity (9.5).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index.
Principal Lines of Business: Other (100%)
Licensed in: MO, NE, NV, NM, OH, OK