B
New Horizons Ins Co of MO
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Major Rating Factors: Good overall results on stability tests (6.5 on a scale of 0 to 10) despite. The largest net exposure for one risk is acceptable at 2.7% of capital. Fair profitability index (4.9) with operating losses during 2023. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Homeowners (58.6%), personal/comm auto (17.2%), farmowners (13.2%), fire (10.9%), other (0.1%)
Licensed in: MO, NE, NM, NV, OH, OK
Principal Investments: Investment grade bonds (82.2%), common stock (4.1%), cash (2.7%), non investment grade bonds (1.3%), other (9.8%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Missouri Farm Bureau Federation
Investment Rating
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Company Address
701 South Country Club Drive
Jefferson City, MO 65109
Phone Number
(573) 893-1438
NAIC Number
12345
Largest Affiliates
B
Jefferson City, MO - P&C
C
Jefferson City, MO - L&A
B
Jefferson City, MO - L&A