B
New Horizons Ins Co of MO
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.2) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.9% of capital. Fair profitability index (4.1) with operating losses during 2023.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Homeowners (56.8%), personal/comm auto (20.4%), farmowners (11.7%), fire (10.0%), other (1.1%)
Licensed in: MO, NE, NM, NV, OH, OK
Principal Investments: Investment grade bonds (86.6%), common stock (4.0%), cash (2.0%), non investment grade bonds (1.4%), other (6.0%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Missouri Farm Bureau Federation
Investment Rating
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Company Address
701 South Country Club Drive
Jefferson City, MO 65109
Phone Number
(573) 893-1438
NAIC Number
12345
Largest Affiliates
C
Jefferson City, MO - P&C
B
Jefferson City, MO - L&A
B
Jefferson City, MO - L&A