D
ALABAMA LIFE REINS CO INC
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.2 on a scale of 0 to 10) including negative cash flow from operations for 2024 and weak risk diversification due to a relatively small asset base. Good quality investment portfolio (5.8) with no exposure to mortgages and no exposure to junk bonds. Good overall profitability (6.9).
Other Rating Factors: Strong capitalization (9.3) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (9.7).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AL
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1550 MCFARLAND BLVD
TUSCALOOSA, AL 35406
Phone Number
(205) 247-3417
NAIC Number
13034
Website
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Largest Affiliates
No affiliate information available.