D
AMERICAN MUTUAL LIFE ASSN
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.2 on a scale of 0 to 10). Fair profitability (3.0) with operating losses during 2024. Good quality investment portfolio (5.7) despite mixed results such as: large holdings of BBB rated bonds but moderate junk bond exposure.
Other Rating Factors: Good Liquidity (6.4) with sufficient resources to handle a spike in claims. Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (79.1%), ind health (0.5%), other (20.4%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
--
Phone Number
(216) 531-1900
NAIC Number
56286
Largest Affiliates
No affiliate information available.