C
GBU FINANCIAL LIFE
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair quality investment portfolio (3.8 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 79% of capital. Fair overall results on stability tests (3.9). Good capitalization (6.3) based on good risk adjusted capital (moderate loss scenario). Moreover, capital levels have been consistent over the last five years.
Other Rating Factors: Good Liquidity (5.5). Excellent profitability (8.7).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (99.0%), other (1.0%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
--
Phone Number
(800) 765-4428
NAIC Number
56685
Largest Affiliates
No affiliate information available.