D
POLISH ROMAN CATHOLIC UNION
ChicagoIL
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Low quality investment portfolio (0.8 on a scale of 0 to 10) containing large holdings of BBB rated bonds in addition to moderate junk bond exposure. Weak profitability (1.7) with operating losses during the first nine months of 2024. Weak overall results on stability tests (1.9) including weak results on operational trends and negative cash flow from operations for 2023.
Other Rating Factors: Fair capitalization (4.7) based on fair risk adjusted capital (moderate loss scenario). Good Liquidity (5.0).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. F - Negative cash flow. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: --
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
--
Phone Number
(773) 782-2600
NAIC Number
57630
Largest Affiliates
No affiliate information available.