C
ROYAL NEIGHBORS OF AMERICA
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.3 on a scale of 0 to 10) with significant exposure to mortgages . Mortgage default rate has been low. Fair profitability (3.6). Fair overall results on stability tests (3.8) including excessive premium growth.
Other Rating Factors: Good Liquidity (6.1). Strong capitalization (8.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (61.8%), ind health (0.5%), other (37.7%)
Licensed in: All states except AL, AK, HI, LA, MA, NH, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
230 16th St
Rock Island, IL 61201
Phone Number
(309) 788-4561
NAIC Number
57657
Largest Affiliates
No affiliate information available.