C
ROYAL NEIGHBORS OF AMERICA
Rating Date
March 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
3.18
Risk Adjusted
Capital Ratio #2
1.65
Total
Assets
1.18B
Capital
180.14M
Net
Premiums
35.52M
Net
Income
-2.36M
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Major Rating Factors: Strong capitalization (3.0 on a scale of 0 to 10) based on excellent risk adjusted capital (severe loss scenario). Fair quality investment portfolio (4.2) with significant exposure to mortgages . Mortgage default rate has been low. Fair profitability (4.0).
Other Rating Factors: Fair overall results on stability tests (3.1). Excellent Liquidity (7.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (17.6%), ind health (0.9%), other (81.5%)
Licensed in: All states except AL, AK, HI, LA, MA, NH, NY, PR
Investments
Invested Assets
$1.15B
Cash
0.10%
CMO & Structured Securities
5.55%
Other Investment Grade Bonds
61.20%
Non-Investment Grade Bonds
3.25%
Common & Preferred Stock
4.17%
Mortgages in Good Standing
14.80%
Non-Performing Mortgages
0.00%
Real Estate
0.14%
Other Investments
--
Investments in Affiliates
0.00%
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
230 16th St
Rock Island, IL 61201
Phone Number
(309) 788-4561
NAIC Number
57657
Website
https://www.royalneighbors.org
Largest Affiliates
No affiliate information available.