D
LUSO-AMERICAN FINANCIAL
Dublin,  CA
Rating Date
March 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
0.64
Risk Adjusted
Capital Ratio #2
0.40
Total
Assets
139.67M
Capital
5.50M
Net
Premiums
2.07M
Net
Income
-235.86K
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Weiss Ratings LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Rating D
Capitalization Index 2.10
Investment Safety Index 0.80
Liquidity Index 7.00
Profitability Index 2.00
Reserve Adequacy Index --
Stability Index 1.60
Company Info LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Industry L&A
NAIC Number 57967
Phone Number (877) 525-5876
Website www.luso-american.org
Address --
Balance Sheet LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Total Assets 139.67M
Capital and Reserves LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Risk-Adjusted Capital Ratio #1 0.64
Risk-Adjusted Capital Ratio #2 0.40
1-Year Reserve Development --
2-Year Reserve Development --
Capital 5.50M
Premium to Surplus --
Reserves to Surplus --
Investments LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Cash 4.19%
CMO & Structured Securities 3.82%
Common & Preferred Stock 0.49%
Invested Assets 138.59
Investments in Affiliates 0.00%
Mortgages in Good Standing 13.25%
Non-Investment Grade Bonds 1.83%
Non-Performing Mortgages 0.56%
Other Investment Grade Bonds 72.57%
Other Investments --
Real Estate 1.94%
Operating Ratios LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
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Net Income -235.86K
Net Premium 2.07M
Health Premium --