D
LUSO-AMERICAN FINANCIAL
DublinCA
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Capitalization Index 2.60
Investment Safety Index 0.60
Liquidity Index 1.60
Profitability Index 1.20
Reserve Adequacy Index --
Stability Index 1.60
Company Info LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Industry L&A
NAIC Number 57967
Phone Number (925) 828-4884
Website luso-american.org
Address --
Balance Sheet LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 141.39M
Capital and Reserves LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Risk-Adjusted Capital Ratio #1 0.66
Risk-Adjusted Capital Ratio #2 0.47
1-Year Reserve Development --
2-Year Reserve Development --
Capital 4.57M
Premium to Surplus --
Reserves to Surplus --
Investments LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Cash 4.19%
CMO & Structured Securities 3.82%
Common & Preferred Stock 0.49%
Invested Assets 138.59
Investments in Affiliates 0.00%
Mortgages in Good Standing 13.25%
Non-Investment Grade Bonds 1.83%
Non-Performing Mortgages 0.56%
Other Investment Grade Bonds 72.57%
Other Investments --
Real Estate 1.94%
Operating Ratios LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LUSO-AMERICAN FINANCIAL
Dublin, CA
Click to
Compare
Click to
Compare
Click to
Compare
Net Income 251.19K
Net Premium 3.34M
Health Premium --