D
LUSO-AMERICAN FINANCIAL
Dublin,  CA
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
0.55
Risk Adjusted
Capital Ratio #2
0.42
Total
Assets
141.69M
Capital
3.61M
Net
Premiums
5.59M
Net
Income
-781.48K
My Lists My Alerts
Weiss Ratings LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 2.00
Investment Safety Index 0.30
Liquidity Index 1.50
Profitability Index 1.70
Reserve Adequacy Index --
Stability Index 1.60
Company Info LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry L&A
NAIC Number 57967
Phone Number (925) 828-4884
Website luso-american.org
Address --
Balance Sheet LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 141.69M
Capital and Reserves LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.55
Risk-Adjusted Capital Ratio #2 0.42
1-Year Reserve Development --
2-Year Reserve Development --
Capital 3.61M
Premium to Surplus --
Reserves to Surplus --
Investments LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash 4.83%
CMO & Structured Securities 3.63%
Common & Preferred Stock 0.29%
Invested Assets 139.82
Investments in Affiliates 0.00%
Mortgages in Good Standing 11.88%
Non-Investment Grade Bonds 2.31%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 74.01%
Other Investments --
Real Estate 1.86%
Operating Ratios LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LUSO-AMERICAN FINANCIAL
Dublin, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -781.48K
Net Premium 5.59M
Health Premium --