D
MCS LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
0.93
Risk Adjusted
Capital Ratio #2
0.77
Total
Assets
165.22M
Capital
74.23M
Net
Premiums
437.37M
Net
Income
20.60M
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Weiss Ratings MCS LIFE INS CO
San Juan, PR 		Click to
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Rating D
Capitalization Index 5.20
Investment Safety Index 9.70
Liquidity Index 1.80
Profitability Index 8.30
Reserve Adequacy Index --
Stability Index 1.00
Company Info MCS LIFE INS CO
San Juan, PR 		Click to
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Industry L&A
NAIC Number 60030
Phone Number (787) 758-2500 2920
Website mcs.com.pr/en/Pages/home.aspx
Address Ste 900 255 Ponce de Leon Ave San Juan, PR 00917
Balance Sheet MCS LIFE INS CO
San Juan, PR 		Click to
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Total Assets 165.22M
Capital and Reserves MCS LIFE INS CO
San Juan, PR 		Click to
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Risk-Adjusted Capital Ratio #1 0.93
Risk-Adjusted Capital Ratio #2 0.77
1-Year Reserve Development --
2-Year Reserve Development --
Capital 74.23M
Premium to Surplus --
Reserves to Surplus --
Investments MCS LIFE INS CO
San Juan, PR 		Click to
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Cash 14.55%
CMO & Structured Securities 0.02%
Common & Preferred Stock 0.00%
Invested Assets 106.80
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 25.09%
Other Investments --
Real Estate 0.00%
Operating Ratios MCS LIFE INS CO
San Juan, PR 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical MCS LIFE INS CO
San Juan, PR 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability MCS LIFE INS CO
San Juan, PR 		Click to
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Net Income 20.60M
Net Premium 437.37M
Health Premium --