C
AMALGAMATED LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability (4.3 on a scale of 0 to 10). Excellent expense controls. Return on equity has been low, averaging -0.7%. Fair overall results on stability tests (3.2) including negative cash flow from operations for 2024. Good Liquidity (6.1) with sufficient resources to handle a spike in claims.
Other Rating Factors: Strong capitalization (9.6) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.9).
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Group life (62.8%), ind health (35.4%), other (1.8%)
Licensed in: All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
333 WESTCHESTER AVENUE
WHITE PLAINS, NY 10604
Phone Number
(914) 367-5939
NAIC Number
60216
Largest Affiliates
No affiliate information available.