C
SOUTHERN FINANCIAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.8 on a scale of 0 to 10) including fair financial strength of affiliated Tiptree Inc and weak results on operational trends. Strong capitalization (8.4) based on excellent risk adjusted capital (severe loss scenario). Moreover, capital levels have been consistently high over the last five years. High quality investment portfolio (7.7).
Other Rating Factors: Excellent profitability (7.8) with operating gains in each of the last five years. Excellent Liquidity (8.9).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (99.2%), group life (0.8%)
Licensed in: KY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Tiptree Inc
Investment Rating
Company Address
105 Public Square
Scottsville, KY 42164
Phone Number
(904) 350-9660
NAIC Number
60242
Largest Affiliates
C
Jacksonville, FL - P&C
C
Jacksonville, FL - P&C
C
Woodstock, GA - L&A
B
Jacksonville, FL - P&C
C
Jacksonville, FL - P&C