Major Rating Factors:
Poor overall capitalization (2.2 on a scale of 0 to 10) based on excessive policy leverage and weak risk adjusted capital (moderate loss scenario). Weak overall results on stability tests (2.2) including weak risk adjusted capital in prior years. Good overall profitability (5.4). Excellent expense controls. Return on equity has been fair, averaging 7.4%.
Other Rating Factors:
Good Liquidity (5.0). High quality investment portfolio (7.9).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (73.2%), group life (12.1%), other (14.6%)
Licensed in:
No States
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
Julale Ctr Ste 200 424 OBrien
Hagatna, GU 96910
Hagatna, GU 96910
Phone Number
(671) 472-3610 312
NAIC Number
60246
Largest Affiliates
No affiliate information available.