C
AMERICAN LIFE & ACC INS CO OF KY
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including negative cash flow from operations for 2022. Low quality investment portfolio (1.6). Weak profitability (2.5) with operating losses during 2022. Return on equity has been low, averaging 0.0%.
Other Rating Factors: Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AR, GA, IN, KY, MD, OH, PA, TN
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Hardscuffle Inc
Investment Rating
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Company Address
3 Riverfront Plz 471 W Main St
Louisville, KY 40202
Phone Number
(502) 585-5347
NAIC Number
60666
Website
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Largest Affiliates
C
Louisville, KY - P&C