Major Rating Factors:
Fair profitability (4.5 on a scale of 0 to 10). Return on equity has been low, averaging -3.8%. Fair overall results on stability tests (3.0) including fair risk adjusted capital in prior years. Good quality investment portfolio (6.3) with no exposure to mortgages and no exposure to junk bonds.
Other Rating Factors:
Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (8.1).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (52.9%), group life (4.5%), other (42.6%)
Licensed in:
AL, FL, GA, IL, IN, KS, KY, LA, MI, MO, OH, PA, SC, TN, TX, VA, WI
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
191 PEACHTREE ST STE 2500
ATLANTA, GA 30303
ATLANTA, GA 30303
Phone Number
(888) 407-3209
NAIC Number
61093
Website
Largest Affiliates
No affiliate information available.