B
PRINCIPAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.79
Risk Adjusted
Capital Ratio #2
0.98
Total
Assets
239.80B
Capital
4.70B
Net
Premiums
8.27B
Net
Income
1.09B
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Weiss Ratings PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Rating B
Capitalization Index 6.80
Investment Safety Index 5.20
Liquidity Index 9.00
Profitability Index 4.20
Reserve Adequacy Index --
Stability Index 4.20
Company Info PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Industry L&A
NAIC Number 61271
Phone Number (800) 986-3343
Website www.principal.com
Address 711 HIGH STREET Des Moines, IA 50392
Balance Sheet PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Total Assets 239.80B
Capital and Reserves PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.79
Risk-Adjusted Capital Ratio #2 0.98
1-Year Reserve Development --
2-Year Reserve Development --
Capital 4.70B
Premium to Surplus --
Reserves to Surplus --
Investments PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Cash 0.15%
CMO & Structured Securities 24.07%
Common & Preferred Stock 2.09%
Invested Assets 89.46K
Investments in Affiliates 4.80%
Mortgages in Good Standing 18.62%
Non-Investment Grade Bonds 3.36%
Non-Performing Mortgages 0.02%
Other Investment Grade Bonds 39.48%
Other Investments 5.79%
Real Estate 0.48%
Operating Ratios PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PRINCIPAL LIFE INS CO
Des Moines, IA 		Click to
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Net Income 1.09B
Net Premium 8.27B
Health Premium --