B
BLUE SHIELD OF CALIFORNIA L&H INS CO
OaklandCA
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (6.3 on a scale of 0 to 10) with sufficient resources to handle a spike in claims. Fair overall results on stability tests (3.9). Weak profitability (2.2) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (8.1).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: CA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Blue Shield of California
Investment Rating
--
Company Address
50 Beale Street
Oakland, CA 94607
Phone Number
(888) 800-2742
NAIC Number
61557
Largest Affiliates
U
Oakland, CA - L&A