B
EQUITRUST LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good current capitalization (6.8 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario) reflecting some improvement over results in 2018. Good Liquidity (5.3) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.0) despite fair risk adjusted capital in prior years excellent operational trends and excellent risk diversification.
Other Rating Factors: Fair quality investment portfolio (4.0). Excellent profitability (7.1) with operating gains in each of the last five years.
Stability Factors: G - Fast asset or premium growth. I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind annuities (99.9%), group annuities (0.2%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
222 WEST ADAMS ST STE 2150
SCOTTSDALE, AZ 85253
Phone Number
(312) 702-3400
NAIC Number
62510
Largest Affiliates
No affiliate information available.