EQUITRUST LIFE INS CO
Major Rating Factors:
Fair quality investment portfolio (4.5 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Exposure to mortgages is significant, but the mortgage default rate has been low. Fair overall results on stability tests (3.8). Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors:
Excellent profitability (8.2) with operating gains in each of the last five years. Excellent Liquidity (8.6).
Stability Factors:
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (101.6%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
222 WEST ADAMS ST STE 2150
SCOTTSDALE, AZ 85253
SCOTTSDALE, AZ 85253
Phone Number
(312) 702-3400
NAIC Number
62510
Website
Largest Affiliates
No affiliate information available.