COUNTRY LIFE INS CO
Major Rating Factors:
Good quality investment portfolio (5.8 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Good Liquidity (6.3) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (6.5) good operational trends and excellent risk diversification.
Other Rating Factors:
Strong capitalization (7.9) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (8.1) with operating gains in each of the last five years.
Stability Factors:
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (14.1%), group health (9.7%), ind annuities (9.3%), group life (0.4%), group annuities (0.1%), other (66.3%)
Licensed in:
All states except CA, DC, HI, NH, NJ, NY, VT, PR