COUNTRY LIFE INS CO
Major Rating Factors: Good quality investment portfolio (5.8 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Good overall profitability (6.7). Return on equity has been low, averaging 3.2%. Good liquidity (6.1).
Other Rating Factors: Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario). Excellent overall results on stability tests (7.6) excellent operational trends and excellent risk diversification.
Stability Factors: I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind health (14.3%), ind annuities (13.4%), group health (9.3%), group life (0.6%), group annuities (0.3%), other (62.1%)
Licensed in: All states except CA, DC, HI, NH, NJ, NY, VT, PR