B
EMC NATIONAL LIFE CO
Rating Date
July 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.73
Risk Adjusted
Capital Ratio #2
1.54
Total
Assets
801.79M
Capital
98.99M
Net
Premiums
14.96M
Net
Income
-1.05M
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Weiss Ratings EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Rating B
Capitalization Index 7.80
Investment Safety Index 6.50
Liquidity Index 5.50
Profitability Index 3.50
Reserve Adequacy Index --
Stability Index 5.70
Company Info EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Industry L&A
NAIC Number 62928
Phone Number (515) 237-2000
Website www.emcnationallife.com
Address 699 WALNUT ST STE 1100 Des Moines, IA 50309
Balance Sheet EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Total Assets 801.79M
Capital and Reserves EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Risk-Adjusted Capital Ratio #1 2.73
Risk-Adjusted Capital Ratio #2 1.54
1-Year Reserve Development --
2-Year Reserve Development --
Capital 98.99M
Premium to Surplus --
Reserves to Surplus --
Investments EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Cash 0.00%
CMO & Structured Securities 8.32%
Common & Preferred Stock 4.00%
Invested Assets 705.08
Investments in Affiliates 0.27%
Mortgages in Good Standing 10.32%
Non-Investment Grade Bonds 0.02%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 70.58%
Other Investments 6.77%
Real Estate 0.00%
Operating Ratios EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability EMC NATIONAL LIFE CO
Des Moines, IA 		Click to
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Net Income -1.05M
Net Premium 14.96M
Health Premium --