UNITY FINANCIAL LIFE INSURANCE
Major Rating Factors:
Weak profitability (2.0 on a scale of 0 to 10) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak overall results on stability tests (2.2). Fair quality investment portfolio (3.8) with large holdings of BBB rated bonds in addition to moderate junk bond exposure.
Other Rating Factors:
Good capitalization (5.9) based on good risk adjusted capital (moderate loss scenario). Excellent Liquidity (7.1).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Hardy LLC
Investment Rating
--
Company Address
4675 CORNELL ROAD SUITE 160
CINCINNATI, OH 45241
CINCINNATI, OH 45241
Phone Number
(513) 247-0711
NAIC Number
63819
Website
Largest Affiliates
No affiliate information available.