D
UNITY FINANCIAL LIFE INSURANCE
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.63
Risk Adjusted
Capital Ratio #2
0.83
Total
Assets
487.85M
Capital
24.63M
Net
Premiums
25.51M
Net
Income
3.37M
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Weiss Ratings UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Rating D
Capitalization Index 5.90
Investment Safety Index 3.80
Liquidity Index 7.10
Profitability Index 2.00
Reserve Adequacy Index --
Stability Index 2.20
Company Info UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Industry L&A
NAIC Number 63819
Phone Number (513) 247-0711
Website www.uflife.com
Address 4675 CORNELL ROAD SUITE 160 Cincinnati, OH 45241
Balance Sheet UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Total Assets 487.85M
Capital and Reserves UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Risk-Adjusted Capital Ratio #1 1.63
Risk-Adjusted Capital Ratio #2 0.83
1-Year Reserve Development --
2-Year Reserve Development --
Capital 24.63M
Premium to Surplus --
Reserves to Surplus --
Investments UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Cash -0.03%
CMO & Structured Securities 25.80%
Common & Preferred Stock 1.23%
Invested Assets 429.96
Investments in Affiliates 0.14%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 1.65%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 68.93%
Other Investments 0.34%
Real Estate 0.00%
Operating Ratios UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability UNITY FINANCIAL LIFE INSURANCE
Cincinnati, OH 		Click to
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Net Income 3.37M
Net Premium 25.51M
Health Premium --