C
THE EPIC LIFE INSURANCE CO
MadisonWI
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.2 on a scale of 0 to 10) including negative cash flow from operations for 2022. Weak profitability (1.9). Return on equity has been low, averaging -6.5%. Good Liquidity (6.9) with sufficient resources to handle a spike in claims.
Other Rating Factors: Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (8.4).
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, AR, CO, FL, IL, IN, IA, KS, KY, MD, MI, MN, MO, NE, NV, ND, OH, OK, OR, PA, SC, SD, TN, TX, VA, WV, WI
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Wisconsin Physicians Ins Group
Investment Rating
--
Company Address
1717 WEST BROADWAY
MADISON, WI 53713
Phone Number
(608) 977-5000
NAIC Number
64149
Largest Affiliates
No affiliate information available.