C
LIFE INS CO OF ALABAMA
GadsdenAL
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings LIFE INS CO OF ALABAMA
Gadsden, AL
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Rating C
Capitalization Index 7.80
Investment Safety Index 5.60
Liquidity Index 6.60
Profitability Index 5.60
Reserve Adequacy Index --
Stability Index 4.60
Company Info LIFE INS CO OF ALABAMA
Gadsden, AL
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Industry L&A
NAIC Number 65412
Phone Number (256) 543-2022
Website www.licoa.com
Address 302 Broad Street Gadsden, AL 35901
Balance Sheet LIFE INS CO OF ALABAMA
Gadsden, AL
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Total Assets 124.80M
Capital and Reserves LIFE INS CO OF ALABAMA
Gadsden, AL
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Risk-Adjusted Capital Ratio #1 2.34
Risk-Adjusted Capital Ratio #2 1.50
1-Year Reserve Development --
2-Year Reserve Development --
Capital 27.57M
Premium to Surplus --
Reserves to Surplus --
Investments LIFE INS CO OF ALABAMA
Gadsden, AL
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Cash 0.00%
CMO & Structured Securities 13.84%
Common & Preferred Stock 9.24%
Invested Assets 116.69
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 63.87%
Other Investments 9.16%
Real Estate 3.88%
Operating Ratios LIFE INS CO OF ALABAMA
Gadsden, AL
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical LIFE INS CO OF ALABAMA
Gadsden, AL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LIFE INS CO OF ALABAMA
Gadsden, AL
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Net Income -53.17K
Net Premium 9.02M
Health Premium --