E
MERIT LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
4.53
Risk Adjusted
Capital Ratio #2
4.08
Total
Assets
51.05M
Capital
24.73M
Net
Premiums
0.00
Net
Income
-7.48M
My Lists My Alerts
Weiss Ratings MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating E
Capitalization Index 8.00
Investment Safety Index 6.30
Liquidity Index 6.40
Profitability Index 0.30
Reserve Adequacy Index --
Stability Index 0.40
Company Info MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry L&A
NAIC Number 65951
Phone Number (800) 325-2147
Website www.knightheadlife.com
Address 601 NW 2ND ST Oklahoma City, OK 73102
Balance Sheet MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 51.05M
Capital and Reserves MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 4.53
Risk-Adjusted Capital Ratio #2 4.08
1-Year Reserve Development --
2-Year Reserve Development --
Capital 24.73M
Premium to Surplus --
Reserves to Surplus --
Investments MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash 2.46%
CMO & Structured Securities 13.15%
Common & Preferred Stock 1.16%
Invested Assets 37.77
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 7.13%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 76.01%
Other Investments 0.00%
Real Estate 0.00%
Operating Ratios MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability MERIT LIFE INS CO
Oklahoma City, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -7.48M
Net Premium 0.00
Health Premium --