C
OLD AMERICAN INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability (3.2 on a scale of 0 to 10) with investment income below regulatory standards in relation to interest assumptions of reserves. Fair overall results on stability tests (3.7). Good quality investment portfolio (6.0) despite significant exposure to mortgages . Mortgage default rate has been low. large holdings of BBB rated bonds in addition to minimal holdings in junk bonds.
Other Rating Factors: Weak Liquidity (2.4). Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, HI, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kansas City Life Group
Investment Rating
Company Address
3520 Broadway
Kansas City, MO 64111
Phone Number
(816) 753-7000
NAIC Number
67199
Largest Affiliates
C
Kansas City, MO - L&A
C
Columbus, OH - L&A