Major Rating Factors:
Good overall profitability (6.7 on a scale of 0 to 10). Excellent expense controls. Return on equity has been good over the last five years, averaging 14.2%. Fair overall results on stability tests (3.7). Strong overall capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years.
Other Rating Factors:
High quality investment portfolio (7.1). Excellent Liquidity (7.2).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (100.0%)
Licensed in:
All states except AL, CT, ME, MI, MN, NH, NJ, NM, NY, RI, TN, VA, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
CIGNA Corp
Investment Rating
Company Address
1300 East Ninth Street
Cleveland, OH 44114
Cleveland, OH 44114
Phone Number
(512) 451-2224
NAIC Number
67903
Largest Affiliates