D
PROVIDENT AMERICAN INS CO
DallasTX
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Low quality investment portfolio (2.9 on a scale of 0 to 10). Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak Liquidity (0.0) as a spike in claims or a run on policy withdrawals may stretch capacity.
Other Rating Factors: Weak overall results on stability tests (1.7) including weak results on operational trends. Strong capitalization (9.3) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, CO, LA, MT, NV, NM, ND, OK, TX, UT
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10501 N CENTRAL EXPWY #240
DALLAS, TX 75231
Phone Number
(281) 368-7339
NAIC Number
68179
Largest Affiliates
No affiliate information available.