Major Rating Factors:
Weak Liquidity (2.5 on a scale of 0 to 10) as a spike in claims or a run on policy withdrawals may stretch capacity. Weak overall results on stability tests (1.5) including weak results on operational trends and negative cash flow from operations for 2024. Fair quality investment portfolio (3.0).
Other Rating Factors:
Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (8.6).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (99.6%), other (0.4%)
Licensed in:
AZ, CO, LA, MT, NV, NM, ND, OK, TX, UT
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10501 N CENTRAL EXPWY #240
DALLAS, TX 75231
DALLAS, TX 75231
Phone Number
(281) 368-7339
NAIC Number
68179
Website
Largest Affiliates
No affiliate information available.