C
PROVIDENT LIFE & CAS INS CO
Rating Date
November 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
4.72
Risk Adjusted
Capital Ratio #2
2.79
Total
Assets
908.62M
Capital
185.47M
Net
Premiums
146.74M
Net
Income
33.91M
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Weiss Ratings PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Rating C
Capitalization Index 9.70
Investment Safety Index 5.70
Liquidity Index 8.20
Profitability Index 8.70
Reserve Adequacy Index --
Stability Index 3.90
Company Info PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Industry L&A
NAIC Number 68209
Phone Number (423) 294-1011
Website www.unum.com
Address 1 FOUNTAIN SQUARE Chattanooga, TN 37402
Balance Sheet PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Total Assets 908.62M
Capital and Reserves PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Risk-Adjusted Capital Ratio #1 4.72
Risk-Adjusted Capital Ratio #2 2.79
1-Year Reserve Development --
2-Year Reserve Development --
Capital 185.47M
Premium to Surplus --
Reserves to Surplus --
Investments PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Cash 0.00%
CMO & Structured Securities 5.27%
Common & Preferred Stock 0.00%
Invested Assets 875.77
Investments in Affiliates 0.00%
Mortgages in Good Standing 2.16%
Non-Investment Grade Bonds 5.20%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 85.81%
Other Investments 1.30%
Real Estate 0.00%
Operating Ratios PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability PROVIDENT LIFE & CAS INS CO
Chattanooga, TN 		Click to
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Net Income 33.91M
Net Premium 146.74M
Health Premium --