C
SECURITY MUTUAL LIFE INS CO OF NY
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall capitalization (6.3 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Good quality investment portfolio (6.1) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Good overall profitability (5.6) although investment income, in comparison to reserve requirements, is below regulatory standards.
Other Rating Factors: Weak Liquidity (0.6). Weak overall results on stability tests (2.9).
Stability Factors: L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
100 COURT STREET
BINGHAMTON, NY 13901
Phone Number
(607) 723-3551
NAIC Number
68772
Largest Affiliates
No affiliate information available.