C
UNIVERSAL GUARANTY LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.35
Risk Adjusted
Capital Ratio #2
1.34
Total
Assets
360.95M
Capital
91.33M
Net
Premiums
1.23M
Net
Income
260.19K
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Weiss Ratings UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Rating C
Capitalization Index 7.50
Investment Safety Index 2.70
Liquidity Index 6.50
Profitability Index 4.90
Reserve Adequacy Index --
Stability Index 4.40
Company Info UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Industry L&A
NAIC Number 70130
Phone Number (877) 881-1777
Website www.utgins.com
Address 65 East State Street Ste 2100 Columbus, OH 43215
Balance Sheet UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Total Assets 360.95M
Capital and Reserves UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Risk-Adjusted Capital Ratio #1 2.35
Risk-Adjusted Capital Ratio #2 1.34
1-Year Reserve Development --
2-Year Reserve Development --
Capital 91.33M
Premium to Surplus --
Reserves to Surplus --
Investments UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Cash 2.82%
CMO & Structured Securities 0.00%
Common & Preferred Stock 28.37%
Invested Assets 357.91
Investments in Affiliates 4.68%
Mortgages in Good Standing 4.36%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 35.44%
Other Investments 19.75%
Real Estate 3.37%
Operating Ratios UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability UNIVERSAL GUARANTY LIFE INS CO
Columbus, OH 		Click to
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Net Income 260.19K
Net Premium 1.23M
Health Premium --