Major Rating Factors:
Weak overall results on stability tests (2.5 on a scale of 0 to 10) including potential financial drain due to affiliation with First Trinity Financial Corp and weak risk adjusted capital in prior years. Weak Liquidity (2.5) as a spike in claims or a run on policy withdrawals may stretch capacity. Fair quality investment portfolio (3.6).
Other Rating Factors:
Fair profitability (3.4). Good capitalization (5.2) based on good risk adjusted capital (moderate loss scenario).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
AL, AZ, AR, CO, GA, IL, IN, KS, KY, LA, MI, MS, MO, MT, NE, NM, NC, ND, OH, OK, PA, SD, TN, TX, UT, VA, WV
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
First Trinity Financial Corp
Investment Rating
--
Company Address
7633 E 63RD PL STE 230
TULSA, OK 74133
TULSA, OK 74133
Phone Number
(918) 249-2438
NAIC Number
70742
Largest Affiliates