D
ABILITY INS CO
LincolnNE
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings ABILITY INS CO
Lincoln, NE
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Rating D
Capitalization Index 1.50
Investment Safety Index 0.00
Liquidity Index 9.20
Profitability Index 1.90
Reserve Adequacy Index --
Stability Index 1.10
Company Info ABILITY INS CO
Lincoln, NE
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Industry L&A
NAIC Number 71471
Phone Number (877) 795-8493
Website --
Address 222 South 15th St Ste 1202S Lincoln, NE 68516
Balance Sheet ABILITY INS CO
Lincoln, NE
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Total Assets 1.22B
Capital and Reserves ABILITY INS CO
Lincoln, NE
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Risk-Adjusted Capital Ratio #1 0.56
Risk-Adjusted Capital Ratio #2 0.29
1-Year Reserve Development --
2-Year Reserve Development --
Capital 28.78M
Premium to Surplus --
Reserves to Surplus --
Investments ABILITY INS CO
Lincoln, NE
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Cash 3.52%
CMO & Structured Securities 31.68%
Common & Preferred Stock 1.55%
Invested Assets 1.20K
Investments in Affiliates 1.61%
Mortgages in Good Standing 7.97%
Non-Investment Grade Bonds 7.19%
Non-Performing Mortgages 3.97%
Other Investment Grade Bonds 36.12%
Other Investments 4.96%
Real Estate 0.90%
Operating Ratios ABILITY INS CO
Lincoln, NE
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical ABILITY INS CO
Lincoln, NE
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ABILITY INS CO
Lincoln, NE
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Net Income 2.80M
Net Premium -1.17M
Health Premium --