B
BERKSHIRE LIFE INS CO OF AMERICA
Rating Date
March 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
3.17
Risk Adjusted
Capital Ratio #2
1.39
Total
Assets
5.19B
Capital
199.55M
Net
Premiums
154.64M
Net
Income
2.58M
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Weiss Ratings BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Rating B
Capitalization Index 7.60
Investment Safety Index 4.50
Liquidity Index 7.60
Profitability Index 1.40
Reserve Adequacy Index --
Stability Index 4.90
Company Info BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Industry L&A
NAIC Number 71714
Phone Number (413) 499-4321
Website www.guardianlife.com
Address 700 SOUTH STREET Pittsfield, MA 01201
Balance Sheet BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Total Assets 5.19B
Capital and Reserves BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Risk-Adjusted Capital Ratio #1 3.17
Risk-Adjusted Capital Ratio #2 1.39
1-Year Reserve Development --
2-Year Reserve Development --
Capital 199.55M
Premium to Surplus --
Reserves to Surplus --
Investments BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Cash 0.13%
CMO & Structured Securities 0.02%
Common & Preferred Stock 0.00%
Invested Assets 5.09K
Investments in Affiliates 0.32%
Mortgages in Good Standing 1.20%
Non-Investment Grade Bonds 0.56%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 94.36%
Other Investments 3.48%
Real Estate 0.25%
Operating Ratios BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability BERKSHIRE LIFE INS CO OF AMERICA
Pittsfield, MA 		Click to
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Net Income 2.58M
Net Premium 154.64M
Health Premium --