Major Rating Factors:
Weak overall results on stability tests (2.0 on a scale of 0 to 10) including weak risk diversification exacerbated by a small asset and capital base. Fair quality investment portfolio (4.0). Strong capitalization (8.7) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years.
Other Rating Factors:
Excellent profitability (7.6) with operating gains in each of the last five years. Excellent Liquidity (8.8).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Group life (46.1%), other (53.9%)
Licensed in:
TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
4308 Avondale Avenue Suite 100
Dallas, TX 75219
Dallas, TX 75219
Phone Number
(214) 252-0313
NAIC Number
73547
Website
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Largest Affiliates
No affiliate information available.