C
CLEAR SPRING LIFE & ANNTY CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
2.48
Risk Adjusted
Capital Ratio #2
1.30
Total
Assets
15.20B
Capital
1.05B
Net
Premiums
706.48M
Net
Income
92.62M
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Weiss Ratings CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Rating C
Capitalization Index 7.50
Investment Safety Index 4.50
Liquidity Index 6.50
Profitability Index 2.00
Reserve Adequacy Index --
Stability Index 3.50
Company Info CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Industry L&A
NAIC Number 83607
Phone Number (800) 990-7626
Website clearspringlife.com
Address 2711 CENTERVILLE ROAD STE 400 Wilmington, DE 19801
Balance Sheet CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Total Assets 15.20B
Capital and Reserves CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Risk-Adjusted Capital Ratio #1 2.48
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development --
2-Year Reserve Development --
Capital 1.05B
Premium to Surplus --
Reserves to Surplus --
Investments CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Cash 0.42%
CMO & Structured Securities 18.05%
Common & Preferred Stock 3.13%
Invested Assets 10.35K
Investments in Affiliates 7.77%
Mortgages in Good Standing 2.53%
Non-Investment Grade Bonds 2.48%
Non-Performing Mortgages 0.01%
Other Investment Grade Bonds 58.15%
Other Investments 11.53%
Real Estate 0.00%
Operating Ratios CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CLEAR SPRING LIFE & ANNTY CO
Wilmington, DE 		Click to
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Net Income 92.62M
Net Premium 706.48M
Health Premium --